Organization Name: Sper Microenterprise
About Us
Sper Microenterprise Ltd is a fast-growing microfinance institution committed to empowering individuals and small businesses through accessible financial solutions. We pride ourselves on integrity, innovation, and customer-centered service delivery.
We are looking for a dynamic and results-oriented Loans Officer / Debt Collector to join our team. The successful candidate will play a key role in client recruitment, loan management, and recovery operations, ensuring a healthy loan portfolio and excellent customer experience.
- Identify, appraise, process, and manage loan applications in line with company credit policies.
- Conduct client recruitment, site visits, and financial assessments.
- Prepare and present loan applications to the credit committee.
- Ensure accurate documentation and timely loan disbursement.
- Monitor borrower performance and take proactive recovery actions.
- Contact clients through calls, SMS, emails, and field visits to recover outstanding payments.
- Negotiate repayment arrangements and maintain detailed records of all collection activities.
- Escalate non-performing accounts to the legal or external collection teams as needed.
- Prepare and submit weekly and monthly performance reports.
- Collaborate with the credit and operations team to maintain portfolio quality and client satisfaction.
- Minimum Diploma in Finance, Accounting, Economics, Business Administration, or a related field.
- At least 2 years of experience in credit operations, loan management, or debt collection—preferably within the microfinance or banking sector.
- Sound understanding of credit appraisal, loan disbursement, client management, and debt recovery processes.
- Excellent communication, negotiation, and problem-solving skills.
- Ability to work under pressure, both in the office and in the field.
- High integrity, accountability, and professionalism.
Why Join Us?
Opportunity to grow in a performance-driven financial institution.
Supportive work environment with continuous learning.
Competitive remuneration and performance incentives.
How to Apply
Send your CV and cover letter to levsonlevson@yahoo.com with the subject line:
“Application – Loans Officer / Debt Collector”
Deadline: November 7, 2025
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