Team Member - Wholesale Credit

Industry: Finance & Accounting Sector

Education Level: Master's Degree

Job Schedule: Full-time

Employer: Unspecified

Salary: Open to Negotiation

Location: Nairobi

Positions: 1

Our client, a leading commercial bank in Kenya, is seeking to hire a Team Member, Wholesale Credit. Reporting to the Team Lead, Wholesale Credit, this position is responsible for evaluating credit risk and assessing the creditworthiness of corporate clients through financial and business analysis; recommending or approving credit limits and terms within delegated authority; designing and implementing credit policies, exposure limits, and scoring systems; and tracking and controlling the wholesale credit portfolio by identifying early warning signs, ensuring compliance with approval conditions, sanctioned limits, and Bank policies, and recommending deteriorating accounts for inclusion in the Early Alert Accounts List.

Job Responsibilities

• Evaluate credit risk by conducting thorough financial and business analysis to assess corporate clients’ creditworthiness using models, benchmarks, and sectoral insights.
• Recommend or approve credit limits and terms within delegated authority while ensuring alignment with the organization’s risk appetite and policy frameworks.
• Design and implement credit policies, exposure limits, and scoring systems to manage risk effectively.
• Track and control the wholesale credit portfolio by identifying early warning signs and ensuring compliance with approval conditions.
• Enhance internal processes and turnaround times to meet service level agreements and improve operational controls.
• Monitor and control the wholesale credit portfolio by daily reviewing and monitoring the corporate loan portfolio to ensure compliance with post-approval conditions, sanctioned limits, and Bank policies, and recommend inclusion of deteriorating accounts in the Early Alert Accounts List.
• Collaborate with internal teams such as business units, legal, finance, and compliance, and participate in credit committees to align decisions with business goals.
• Promote best practices across business units and foster collaboration to strengthen the Bank’s risk profile.
• Pursue personal development and proactively seek greater responsibilities to enhance professional growth.
• Prepare and present credit reports, risk dashboards, and portfolio reviews to senior management.
• Maintain audit-ready documentation and support internal and external audits.

Other Requirements

Education and Professional Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or a related field from a recognized institution.
• Certified Credit Professional (CCP) or Diploma in Credit Management.
• Professional certification in AKIB/CIB, CPA (K) or ACCA.
• A master’s degree in a Business-related field from a recognized university is an added advantage.

Experience

• Minimum of 7 years’ work experience in banking, of which five (5) years must be in Corporate Credit and relationship management at a management level.

Knowledge and Technical Skills

• Knowledge and understanding of banking operations (international and domestic).
• Credit risk principles and regulatory frameworks.
• Wholesale credit analysis.
• Portfolio oversight.
• Strong analytical and financial modelling skills.
• Strategic orientation, creativity and innovation.
• Financial acumen.
• Finance and accounting.
• Banking industry knowledge.
• Financial industry knowledge.
• Knowledge and understanding of financial regulations (domestic and international).
• Knowledge and understanding of risk management and financial standards (domestic and international).

Behavioural Competencies

• Initiative and taking ownership.
• Team building and conflict management.
• Organization and coordination.
• Emotional intelligence.
• Decisiveness.
• Managing relationships.
• Project management.
• Integrity and discretion.
• Proactiveness.
• Analytical skills and problem-solving.
• Resilience, tenacity and integrity.
• Interpersonal skills.
• Communication (oral and written).

How to Apply

Interested candidates should submit their cover letter, detailed CV, expected salary, and proof of similar work completed via this link: Apply Now

Deadline: 23 November, 2026.

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